Key Topics

• Rule of 72
• Power of Compounding
• Budgeting & cashflow
• Money management tips
• Investing basics

Learning Outcomes

1. Rule of 72

• Understand the concept of the Rule of 72 and how it helps estimate the time required to double an investment.
• Learn how to apply the Rule of 72 in different interest rate scenarios.
• Recognize the importance of compound interest in long-term investment planning.

2. Power of Compounding

• Grasp the concept of compounding and how it increases wealth over time.
• Understand the impact of regular investments and time on compounding growth.
• Learn strategies to maximize the benefits of compounding through disciplined saving and investing.

3. Budgeting & Cashflow

• Understand the importance of creating and maintaining a budget.
• Learn how to track and manage personal cash flow effectively.
• Develop skills to identify areas for improving spending habits and optimizing savings.

4. Money Management Tips

• Learn practical tips for managing daily finances efficiently.
• Understand how to prioritize financial goals and avoid common money management mistakes.
• Gain strategies for reducing debt and building an emergency fund.

5. Investing Basics

• Gain a foundational understanding of different investment options (stocks, bonds, mutual funds, etc.).
• Learn about the relationship between risk and return in investing.
• Understand how to create a diversified investment portfolio tailored to individual financial goals.

Who Will Benefit

• Real Estate Agents and Brokers.
• Property Developers.
• Real Estate Investors
• Landlords & Rental Property Owners

• First-time Homebuyers
• Real Estate Professionals Transitioning to Investment
• Anyone Interested in Real Estate.

Speaker – NG OY MOON

CFP, MBA

Unit Trust / PRS Senior Adviser

Oy Moon is a highly accomplished finance expert and speaker, holding a 1st Class Honor Bachelor of Business Administration (BBA), an MBA, and a Certified Financial Planner (CFP) certification. With a diverse career, she has made significant contributions to the financial industry, including managing RM33 million in assets as a Unit Trust Senior Adviser at Manulife Investment.

She has also served as Regional Business Development Director in the AI Technology sector and held leadership roles at Credit Bureau Malaysia and CTOS. Passionate about empowering individuals and families to achieve financial freedom, Oy Moon's dynamic speaking style and deep expertise make her an invaluable resource for finance and business audiences.

Speaker – LIM SIEW CHIN

CFP, CA(M), CPA

Unit Trust / PRS Managing Adviser

Siew Chin is a Unit Trust Managing Adviser with Manulife Investment Management (M) Berhad, managing over RM79 million in client investments. A qualified accountant with MIA and MICPA certifications, she later became a Certified Financial Planner. With 19 years of experience as an adviser, Siew Chin is a multi-award-winning professional, including Top Diamond Champion (2023) and Million Ringgit Producer for seven consecutive years.

Beyond financial management, she focuses on educating individuals and families for financial freedom. As a leader in the Buffalo Investment Agency, she plays a key role in its growth, emphasizing excellence and mentorship.